10
Imports
Drop in a statement, get a ledger.
ZKB CSV and Excel imports with column mapping, category auto-detection — and dedup that catches what you already had.
B10 · CSV/XLSX · DEDUP
№ B 0000001 Z PERSONAL FINANCE AUS DER SCHWEIZ
Uf de Rappe gnau.
Batzen is the personal finance tracker built for Switzerland — balances anchored to what your bank actually says, ZKB imports that just work, budgets in CHF. Precise to the Rappen. Yours to the last byte.
Platte 02 · Die Stückelung
Everything a serious tracker needs. In six denominations.
Like the ninth banknote series: every denomination has one job, one color, and no filler. Hover a note — each one is legal tender inside Batzen.
20
Budgets
A number per category, per month.
Set limits, watch spent fill up. Every Franken that leaves counts — refunds don’t distort it.
B20 · MONATLICH · CHF
50
Snapshots
Your bank’s word is the anchor.
Record what the bank reports; Batzen computes forward from there. Drift shows up, one click reconciles it.
B50 · ANKER · ABGLEICH
100
Investments
Live prices. Honest returns.
Portfolio tracking with CHF conversion. A holding without a price never fakes your return — it’s excluded, not guessed.
B100 · KURSE · FX→CHF
200
Recurring
Rent, salary, Serafe.
Rules that know their due date, remind you when it comes, and log the real transaction with one click.
B200 · WÖCHENTL. / MONATL. / JÄHRL.
1000
Your data
Export everything. Delete everything.
One JSON file or a ZIP of CSVs, always. One typed confirmation and your account is gone. FADP & GDPR, not fine print.
B1000 · FADP / DSGVO
Fig. 1 · Verankerte Saldi
Anchored to what the bank says. Not to what an app guesses.
Most trackers add up transactions and hope. Batzen anchors every balance to a snapshot — the number your bank actually reported — and only computes forward from there.
B(t) = S(d) + Σ signed(tx) , tx > d
- The anchor S(d) is end-of-day truth from your e-banking, entered in seconds.
- Anything unaccounted for appears as drift — measured live, never stored, never hidden.
- One click books the correcting entry and the drift returns to ±0.00.
Platte 03 · Preise
Two notes. Pick one.
0 CHF
Die Zehnernote · Free
- 2 accounts, unlimited transactions
- Budgets & categories in CHF
- Manual entry, fast as a Kasse
- Full export — your data, always
- Statement imports
- Investments & snapshots
8 CHF/Mt.
Die Tausendernote · Pro
- Unlimited accounts
- ZKB & credit-card imports with dedup
- Snapshot-anchored balances
- Investments with live prices
- Recurring rules & reminders
- Everything we print next
Prices in CHF, natürlich. Cancel anytime. Free stays free — and export works on every tier, forever.
Tresor · Vertrauen
Your data is yours. Wirklich.
T—01 No bank logins. Ever.
Batzen never asks for e-banking credentials. Imports are files you choose to export and share — nothing else touches your bank.
T—02 Full export, one click
Every account, transaction, budget, snapshot and holding — as one JSON file or a ZIP of clean CSVs. No lock-in by design.
T—03 Deletion that deletes
One typed confirmation removes your account and every row it owns. Not deactivated. Deleted.
T—04 Swiss rules apply
Built for the FADP and GDPR from the first commit: sign-in via Google or Microsoft only, no passwords stored, encrypted in transit and at rest.
Öffnungszeiten des Tresors: immer. Für dich. Nur für dich.
Abfahrten · Departures
Built in the open. Runs on time.
| Zeit | Nach | Gleis | Hinweis |
|---|---|---|---|
| Q3 2026 | Public launch — onboarding, landing, early access | 1 | boarding |
| Q4 2026 | Stripe subscriptions — Pro CHF 8/Mt. | 2 | pünktlich |
| Q4 2026 | iOS companion app | 3 | pünktlich |
| H1 2027 | German interface · more Swiss bank formats | 4 | pünktlich |
| Horizon | Automatic bank sync via bLink open banking | 5 | via Revenue |
The whole plan is public — costs, risks and the crazy ideas included.
Zum vollständigen Fahrplan →